Bajaj EMI Store

Who are we?

The Bajaj Finserv EMI Store is India’s first EMI-only online destination. With a network of over 43,000 sellers across India, it offers a variety of products on No Cost EMI. Leveraging our hyperlocal network of sellers to reduce delivery time to just one day, and with other benefits such as no documentation and a pre-approved loan limit – we bring to you a superior shopping experience with our online EMI Store. Click on your favourite product, add to cart and check out on EMI, all of this in an instant .

Looking to upgrade your phone to the latest mobile phone model? Why not buy the best mobile phone that packs in all the features, without worrying about the cost? Get yourself a swanky new mobile phone from the best brands in the market, including Apple, Samsung, HTC, Lenovo, Oppo, Vivo, and more – and pay for it on easy EMIs, only on the Bajaj Finserv EMI Network.

Features and benefits

  Loans up to Rs.4 lakh

To buy the latest mobile phones and other appliances on the EMI Network you can get a loan of up to Rs.4 lakh.

 Flexible repayment tenors

You can now buy mobile phones on the EMI Network and repay over a convenient tenor of up to 24 months.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the smartphone of your choice.

EMI Card Image EMI Network Card

Use the Bajaj Finserv EMI Network Card to buy the latest mobile phones and other electronics on easy EMIs from offline partner stores, E-commerce partners, and the Bajaj Finserv EMI Store.

 Minimal documents required

To buy a mobile phone on easy EMIs, you need to submit only a few documents like address proof, a photo ID, and a cancelled cheque.

FeesandChargesImgNil foreclosure charges

You can choose to foreclose the loan anytime. Bajaj Finserv doesn’t levy any additional fee when you foreclose the loan.

 Access to an online account

All your loan details like the amount due, the payment schedule, and the interest certificates, are easily available on an online account.

 Same-day delivery

All your products on the EMI Network will be delivered to your doorstep within 24 hours of you placing the order at no extra cost.

How to shop

Buying mobile phones on the EMI Network is easy and hassle-free.You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores as well as at the Bajaj Finserv EMI Store.Download the BFL wallet app to know your loan details, credit limit and also get amazing offers and schemes on the latest smartphones.

With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase

On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours

Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works

• An individual between 21 and 60 years of age

• Regular source of income

  • KYC documents (government issued photo ID proof and residence proof)
  • One cancelled cheque
  • One passport size photograph
  • ECS mandate duly signed (Above documents are applicable to those shopping without an EMI Card)

Starting at Rs. 749, processing fees varies from model to model of the mobile phone.